By participating in Money Metals Exchange's ("Money Metals") Monthly Silver & Gold Accumulation Plan, you acknowledge you have read and agree to the following terms and conditions:

1. For available bullion lock dates, you are required to select from one of four available dates each month, as detailed in Section 2 of the ACCOUNT APPLICATION FORM, locking your bullion price on that respective date. Your base silver and/or gold price will be locked at the "ask" price at the close of New York spot market trading (at 5:15pm Eastern Time) on your monthly lock date. If markets are not open on that date, then the price lock will occur at the same time on the following trading day.
   
   
2. Money Metals will deduct any applicable shipping and handling charges from your monthly purchase amount and ship as many rounds/coins as can be purchased with the remaining amount. Any leftover balance will be credited to your next month's purchase.
   
   
3. Pricing will vary based upon the spot price of silver/gold at the time of each monthly purchase, current premiums, and number of ounces. Money Metals will always provide pricing on request.
   
   
4. Shipping is always free when choosing to ship once every three months. (If a monthly plan is canceled prior to the third order in a shipment, the $10 fee applies when cumulative order value is under $500.) However, for orders shipped monthly, a $10 shipping fee applies to orders under $500.
   
   
5. Payment methods, and terms of payment, are as follows:
• Automatic Debit - Provide your bank information and enclose a voided check with your application. Payment clearing time for this option will be 5 business days.
• Invoice / Pay by Paper Check or Auto Pay - We issue you an invoice each month. You must send payment within 3 business days of your monthly purchase date. Your bank's automatic bill pay is a great way to manage these monthly invoices. Payment clearing time for this option will be 5 business days.
• Credit Card - Requires a 4% processing charge for each purchase resulting from transaction fees assessed by credit card companies.
6. IMPORTANT NOTICE: Missed, canceled, or incomplete payments will result in the placement of a hold on your enrollment in the program until any issues are resolved. Returned checks due to non-sufficient funds will result in a charge of $25.00 to your account.
   
   
7. RISK OF LOSS - All investments, including investments in precious metals, are affected by economic factors including market prices, supply and demand and general market sentiment. Precious metal investments go up and down in value, are not bank insured, and can lose value. Investing in precious metals may not be suitable for everyone. precious metals can decline in value and you should understand them well and have adequate cash reserves and disposable income before investing.

For questions concerning our terms and conditions AND/OR your participation in Money Metals' monthly silver & gold accumulation plan, you are advised to speak to a representative by calling 1-800-800-1865.

Each and every one of these pure silver bars, made by various well known manufacturers, offers silver stackers great value.

Our silver bullion bars are always stamped with their weight and purity and are often identified and hallmarked with the insignia of the producing institution. Our silver bars are generally minted in the U.S. but occasionally will come from high-quality foreign mints.

Refiners reintroduced the 5 oz silver bar into the market in recent years, and the size exploded in popularity because it has a lot to offer. Low Premium? Check. Small enough to be affordable? Check. Made in the USA? Check. Investors cannot go wrong by choosing these bars to add to their holding. We carry beautifully made 5 oz bars from top tier refiners. When the time comes, these silver bullion bars will be easy to sell at full value

These .999 fine silver 1 oz bars are an alternative to 1 oz silver coins or rounds and offer some great savings versus the 1 oz silver coins for sale, such as the American Eagle bullion coin or Maple Leaf 1 oz coin (.999 fine silver coins). Like other .999 fine bullion silver products such as silver rounds or silver coins, bars are approved to be legally held in a precious metals backed IRA account, and are especially practical for this purpose.

The design is based on Adolph A. Weinman's 1916 "Walking Liberty" half dollar, widely considered one of the most beautiful American coins ever minted. Although they are more expensive than our silver rounds, American Silver Eagles are also easy to buy and sell at most coin, precious metal, and brokerage companies.

Fractional gold bars offer a strong investment advantage because they are a low premium way to own the metal. Gold bars offer lower premiums than the more popular one ounce sovereign coins, but most bars are highly recognizable and still a liquid investment in gold. The purity level of gold bars will be .9999 in almost all cases.

Bars are identified and hallmarked with the insignia of the producing institution. Privately minted 1 oz gold bar producers are Johnson Matthey, Pamp Suisse, and Credit Suisse among others–who also produce one ounce silver bars. Meanwhile, the Perth Mint of Australia and the Royal Canadian Mint are the two main suppliers of government-minted bars in the gold market.

The United States Mint began production of this coin in 2006 as a direct competitor to the Canadian Gold Maple Leaf and other pure gold bullion coins. It also provides an alternative to the popular 1 Oz American Gold Eagle coin, for investors with whom purity matters. The Buffalo is minted in .9999 fine gold (24 karat) rather than the .9167 (22 karat) pure metal used for the Eagle. While both coins contain a full troy ounce of gold, the American Buffalo gold is slightly smaller in size because it does not contain the alloy metals, meaning no silver and copper.

The gold mint American Buffalo is a striking coin with a profile image of a Native American chieftain stamped on one side and the iconic Buffalo on the other. It is a "legal tender"and carries a denomination of $50. Each coin is guaranteed by the US Mint for the weight and purity marked on the reverse side - 1 oz .9999 fine gold.

The beautiful and classic design of the American Gold Eagle bullion coin is captured in the graceful Striding Liberty, first created by Augustus Saint Gaudens for the 1907-1933 $20 U.S. Double Gold Eagle gold coin. The reverse depicts a nest of American eagles signifying the strength and security of American families. Only gold mined in the United States, by law, is used in the minting of American Gold Eagle coins. Since its introduction in 1986, it has become the world's most widely traded gold bullion coin.

The beautiful and classic design of the American Gold Eagle bullion coin is captured in the graceful Striding Liberty, first created by Augustus Saint Gaudens for the 1907-1933 $20 U.S. Double Gold Eagle gold coin. The reverse depicts a nest of American eagles signifying the strength and security of American families. Only gold mined in the United States, by law, is used in the minting of American Gold Eagle coins. Since its introduction in 1986, it has become the world's most widely traded gold bullion coin.

The Royal Canadian Mint holds the honor of the first mint to commercially produce a 99.99 percent pure gold bullion coin. The 1/4 oz Canadian gold coin possesses a one of a kind quality that keeps it in high demand for any savvy investor looking to add to their collection.

The 1/4 ounce gold round's price is based on its gold content, plus a premium – a premium that is less than legal tender coins such as the fractional gold American Eagle or Canadian Maple Leaf. In other words, this gold round gives you more gold for your money versus comparable fractional gold coins.

"Lady Liberty" (obverse) – This design was inspired by John Mercanti's rendition of the Lady Liberty obverse of the United States Mint's Platinum American Eagle coin, first minted in 1997.

Mercanti, a famous American sculptor and engraver has designed many of the U.S. Mint's most popular gold coins over the last several decades, but the Platinum American Eagle obverse is widely considered to be his best work, you can get more info on these fractional platinum coins when buying the Lady Liberty gold coin.

Descending Eagle (reverse) – The bald eagle is a popular symbol placed on numerous U.S. coins, beginning in 1795 and becoming more prevalent in the mid-1800's. The bald eagle has been a long-standing symbol of the United States of America dating back to 1782 when it was chosen as the country's emblem at the time the seal of the United States was first adopted. The eagle was selected due to its long life, great strength, and majestic look and because it was then believed to exist only in North America.

Striding Liberty (obverse) - The beautiful and classic design of the American Gold Eagle bullion coin is captured in the graceful Striding Liberty, first created by Augustus Saint Gaudens for the 1907-1933 $20 U.S. Double Gold Eagle gold coin.

American Eagle Nest (reverse) - The reverse depicts a nest of American eagles signifying the strength and security of American families. Only gold mined in the United States, by law, is used in the minting of American Eagle gold bullion coins.

The beautiful and classic design of the American Gold Eagle bullion coin is captured in the graceful Striding Liberty, first created by Augustus Saint Gaudens for the 1907-1933 $20 U.S. Double Gold Eagle gold coin. The reverse depicts a nest of American eagles signifying the strength and security of American families. Only gold mined in the United States, by law, is used in the minting of American Gold Eagle coins. Since its introduction in 1986, it has become the world's most widely traded gold bullion coin.

The Lady Liberty gold round is one of the most affordable ways to obtain gold. Money Metals Exchange offers this one-tenth troy ounce piece, each made of .9999 pure (24 karat) gold. We tend to prefer these gold rounds over legal tender coins because you get more gold for your money.

Guaranteed by the Government of Canada and traded in world markets since 1979, Canadian Maple Leaf gold coins have become some of the most desirable bullion coins in the world today.

The classic design of the gold Maple Leaf coin is virtually unchanged since its introduction.

Queen Elizabeth II (obverse) - The bust of Queen Elizabeth II appears on the obverse side of the coin, gracefully aging across various vintage coins in a design by Arnold Machin. The newer versions were created by Susanna Blunt. Her initials appear very tiny on the left shoulder. Several other small changes can be found. A similar image of the Queen can also be seen on the popular Australian Kangaroo coin series.

Maple Leaf (reverse) - The reverse depicts a single Canadian Maple Leaf, the national symbol of Canada. The finely detailed design has a proof-like strike down to the veins and texture of the maple leaf itself.

Minted from .9999 pure gold, the Kangaroo has a legal tender value of $15 AUS (1/10th Oz). The Perth Mint has been producing the Kangaroo gold coins since 1989 and mintage quantities tend to be lower than the comparable U.S. or Canadian bullion coins.

Queen Elizabeth II (obverse) - Queen Elizabeth II is featured on the obverse. This portrait represents Australia's status as a British Commonwealth.

The Australian Kangaroo (reverse) - The Australian Kangaroo features a different design each year, though the country's mascot – the kangaroo – is always incorporated on the coin's reverse. This timeless design is permanently etched in the history of Australian gold coins.

Money Metals Exchange commissioned this beautiful one troy ounce, .999 pure silver coin (or "round") not only to provide a tool for citizens to protect against the collapse of the dollar's purchasing power, but to help reinvigorate the very symbols of Liberty upon which this nation was founded. These symbols are not to be denigrated and demonized as the highest levels of our political class are now trying to do. Instead they must be renewed, revered, and passed on to new generations who want the Founding Fathers' principles reasserted in modern-day America.

The Canadian Silver Maple Leaf coins have been minted annually by the prestigious Royal Canadian Mint (RCM) since 1988. The obverse of the Silver Maple Leaf contains the effigy of Queen Elizabeth II. There are three different versions, a young head version, an old head version, and an older head version. The year of issue and the face value of five dollars are also displayed on this side. The national emblem, the maple leaf, adorns the Canadian coin's reverse. On some variations is a small privy mark on the lower half of the coin or color enhancement.

A coin and a round of the same design may look very similar to each other. They may have the same size, diameter, and thickness. Add to that the same weight and percentage of precious metal and you can see the source of confusion. (Buffalo silver coins)

However, that’s where the similarities end. On the one hand, coins are generally coined by a government mint. Government-minted coins generally have a face value, meaning they are legal tender. They often feature the mark of the production US Mint.

On the other hand, a round is coined at a private mint. It can have a similar obverse and reverse design as a coin, but it won't have a face value. This means a round isn’t a legal tender or denominated in a government currency.

In general, coins tend to have a higher premium than rounds. Coins can be more popular with collectors while rounds appeal more to investors looking to get as much precious metal for their flat currency as possible.

Walking Liberty (obverse) - The image of Lady Liberty graces the front of this beautifully designed silver round. Perched Eagle (reverse) - Each silver round is branded in the Money Metals Exchange name and stamped with its guaranteed weight of .999 fine silver. These privately minted rounds are not legal tender and are clearly marked with the Money Metals Exchange brand to further ensure there is no confusion with any coin or numismatic item.

Walking Liberty (obverse) - The image of Lady Liberty graces the front of this beautifully designed silver round. Perched Eagle (reverse) - Each silver round is branded in the Money Metals Exchange name and stamped with its guaranteed weight of .999 fine silver. These privately minted rounds are not legal tender and are clearly marked with the Money Metals Exchange brand to further ensure there is no confusion with any coin or numismatic item.

Walking Liberty (obverse) - The image of Lady Liberty graces the front of this beautifully designed silver round. Perched Eagle (reverse) - Each silver round is stamped with its guaranteed weight of .999 fine silver. These privately minted rounds are not legal tender.

Walking Liberty (obverse) - The image of Lady Liberty graces the front of this beautifully designed silver round. Perched Eagle (reverse) - Each silver round is branded in the Money Metals Exchange name and stamped with its guaranteed weight of .999 fine silver. These privately minted rounds are not legal tender.

The kangaroo, symbolic of Australia and the Perth Mint, is the largest marsupial surviving on earth today. The animal’s distinctive style of movement, hopping on its hind legs whilst using its large, muscular tail for balance, means it is one of the only animals which is unable to move backwards easily. The kangaroo features in the Australian national emblem. As a Perth Mint first, the coin includes an authentication feature on the reverse - in the form of a micro-laser engraved letter ‘A’, the first letter in AUSTRALIA. The mark is only detectable under a magnifying glass and is designed to make it significantly more difficult for the coin to be counterfeited.